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Financial Planning After Layoff: 8 Smart Steps to Protect Your Finances
A layoff might pause your income temporarily, but not your plan. Here are the key steps you can take after layoff with confidence. Losing a job is tough, both emotionally and financially; even if you sort of saw it coming. A layoff might pause your income temporarily, but not your plan. Financial planning after layoff is more than just cutting your expenses back. It means making a clear plan to protect what you have and get ready for the future. Here are the key steps you can

Lei Deng
Oct 305 min read


2025 OBBA Tax Changes for Retirees: What the One Big Beautiful Bill Act Means for Seniors
OBBA - One Big Beautiful Bill Act Signed into law on July 4, 2025, the One Big Beautiful Bill Act (OBBA) updated tax thresholds and introduced new provisions that affect nearly every taxpayer. But here’s the key question: What does it actually mean for your taxes? In this article, we’ll walk through the most important OBBA tax changes for seniors and retirees , including deductions, charitable giving, and Social Security rules 🔗 OBBA Blog Series Overview This is Part Three o

Lei Deng
Sep 235 min read


OBBA 2025 Tax Law: What the One Big Beautiful Bill Means for 1099 Consultants and Business Owners
OBBA - One Big Beautiful Bill Act If you’re a business owner or 1099 consultant, the OBBA 2025 tax changes could directly impact your deductions, entity choice, and cash flow planning. Signed into law on July 4, 2025, the One Big Beautiful Bill Act (OBBA) updated tax thresholds and introduced new provisions that affect nearly every taxpayer. But here’s the key question: What does it actually mean for your taxes? In this post, we break it all down: what’s changing, when it tak

Lei Deng
Aug 205 min read


2025 Tax Law Changes Explained: What the One Big Beautiful Bill Act (OBBA) Means for You
OBBA - One Big Beautiful Bill Act Signed into law on July 4, 2025, the One Big Beautiful Bill Act (OBBA) updated key tax thresholds and introduced new tax provisions. But here's the real question: What does it actually mean for your taxes? In this post, we break it all down: what’s changing, when it takes effect, who benefits, and what steps you can take to get ahead. Many of these provisions include income phaseouts or sunset dates , so your personal situation will ultimate

Lei Deng
Jul 316 min read
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