img: splitshire.com Estate planning is easy to put off. It feels uncomfortable, complicated, and rarely urgent, until it is. This is a real-life story about what can happen when estate planning is incomplete, and why good intentions alone don’t protect the people you care about. Privacy note: This story is based on a real situation. Names and identifying details have been changed to protect privacy, but the facts and outcome are real. The $4 Million Estate Planning Mistake Th

img: unsplash The final stretch of the year is your opportunity to make intentional moves that can lower your 2025 tax bill and set you up for a strong start to 2026. Between new rules under the One Big Beautiful Bill Act (OBBBA) , market volatility, and inflation pressures, there’s plenty you can’t control, but you can still make progress and take charge in the areas you can  control. Effective end-of-year financial planning in 2025  can help you lower taxes, stay ahead of

A layoff might pause your income temporarily, but not your plan. Here are the key steps you can take after layoff with confidence. Losing a job is tough, both emotionally and financially; even if you sort of saw it coming. A layoff might pause your income temporarily, but not your plan. Financial planning after layoff is more than just cutting your expenses back. It means making a clear plan to protect what you have and get ready for the future. Here are the key steps you can

OBBA - One Big Beautiful Bill Act Signed into law on July 4, 2025, the One Big Beautiful Bill Act (OBBA) updated tax thresholds and introduced new provisions that affect nearly every taxpayer. But here’s the key question: What does it actually mean for your taxes? In this article, we’ll walk through the most important OBBA tax changes for seniors and retirees , including deductions, charitable giving, and Social Security rules 🔗 OBBA Blog Series Overview This is Part Three o