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End of Year Financial Planning 2025: Your Complete Guide to Smart Tax and Money Moves
img: unsplash The final stretch of the year is your opportunity to make intentional moves that can lower your 2025 tax bill and set you up for a strong start to 2026. Between new rules under the One Big Beautiful Bill Act (OBBBA) , market volatility, and inflation pressures, there’s plenty you can’t control, but you can still make progress and take charge in the areas you can control. Effective end-of-year financial planning in 2025 can help you lower taxes, stay ahead of
Lei Deng
2 minutes ago6 min read


Financial Planning After Layoff: 8 Smart Steps to Protect Your Finances
A layoff might pause your income temporarily, but not your plan. Here are the key steps you can take after layoff with confidence. Losing a job is tough, both emotionally and financially; even if you sort of saw it coming. A layoff might pause your income temporarily, but not your plan. Financial planning after layoff is more than just cutting your expenses back. It means making a clear plan to protect what you have and get ready for the future. Here are the key steps you can
Lei Deng
Oct 305 min read


2025 OBBA Tax Changes for Retirees: What the One Big Beautiful Bill Act Means for Seniors
OBBA - One Big Beautiful Bill Act Signed into law on July 4, 2025, the One Big Beautiful Bill Act (OBBA) updated tax thresholds and introduced new provisions that affect nearly every taxpayer. But here’s the key question: What does it actually mean for your taxes? In this article, we’ll walk through the most important OBBA tax changes for seniors and retirees , including deductions, charitable giving, and Social Security rules 🔗 OBBA Blog Series Overview This is Part Three o
Lei Deng
Sep 235 min read


OBBA 2025 Tax Law: What the One Big Beautiful Bill Means for 1099 Consultants and Business Owners
OBBA - One Big Beautiful Bill Act If you’re a business owner or 1099 consultant, the OBBA 2025 tax changes could directly impact your deductions, entity choice, and cash flow planning. Signed into law on July 4, 2025, the One Big Beautiful Bill Act (OBBA) updated tax thresholds and introduced new provisions that affect nearly every taxpayer. But here’s the key question: What does it actually mean for your taxes? In this post, we break it all down: what’s changing, when it tak
Lei Deng
Aug 205 min read
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